TheSan Leandro CityScoop

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San Leandro, CA

San Leandro, Ca Oakland, Ca Fire Insurance in California

Because of all the wildfires during the past couple of years, insurance companies have been non-renewing policies, not providing insurance in certain areas, and requiring major effort to clear brush and trees from properties they already insure. This is creating a crisis of availability with costs rising at a rapid rate. in order to provide stability a…

San Leandro, CA-Oakland, CA ‘Tis the Season to Have Good Insurance!

It is the week before Christmas and all through the universe, crazy things are happening so just be aware...well okay not how the famous poem reads BUT! We see claims activity increase during this time of year, from increases in burglaries to lots of fender-bender‘s. Thieves need gifts too and how convenient when they're already wrapped! Car accidents…

San Leandro, CA Oakland, CA What is Insurance Underwriting?

You have probably heard this term before, but you may not know what it means with regards to your insurance. The very basic pinciple of underwriting is to evaluate the potential risk from writing a particular insurance policy. Underwriters may actually that determine the premium for some types of insurance, and in other cases an underwriter may approve or de…

San Leandro, CA Oakland, CA Fire, Rain, and Insurance!

Here in California, we are currently experiencing heavy rain in Northern California and at the same time we are experiencing fires in Southern California. This is pretty unusual for one state When it comes to insurance, understanding what’s considered to be a covered cause of loss can be difficult. While most of us know that FIRE is a covered cause of los…

San Leandro, CA Oakland, CA Earthquake Insurance Explained

In California, and many other states, earthquake is an excluded covered cause of loss from most property insurance policies. The reasoning behind this is because predicting earthquakes it’s not yet possible, and for insurance to work, predictability of losses is necessary to determine rates. In California, your homeowners insurance carrier must provi…

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