When it comes to Insurance, it seems that we hear a lot of gloom and doom about claims and losses especially in California.  Many insurance carriers have raised rates and non-renewed policies in fire-prone areas.  So what's good about that? For most of the last two years, we have seen and received requests to move business as carriers proceed with non-renewals.  But we are also seeing requests from carriers now looking at California with ambitions to grow. Why?  Well, the California economy is relatively strong to many areas of the U.S., and insurance companies view that as positive dynamic when it comes to choosing who/what/where to insure.  A strong economy generally means fewer claims, and insurance companies can start to make up for the high losses from the past few years. New players that were not very active in writing insurance policies in California are now showing interest.  This is somewhat common when insurers have a bad run in a particular line of insurance or specific geographical area, they tend to pull back or move out completely.  This leaves room for carriers that are looking to move in with a fresh perspective. Now more than ever you will want to work with an Insurance Broker that is taking on new carriers. Stanley M. Davis & Company Insurance Brokers is your go-to agency for finding out what options you have for your next insurance renewal.