When it comes to insurance for your Pet, there are policies that provide coverage for unexpected medical bills from illness or injury.  This kind of Pet Insurance may be purchased from specialty providers offered through your veterinary office.  It’s a personal decision as to whether you would like to pay monthly for some level of protection and peace of mind.  Those unexpected vet bills can be costly and like most insurances, paying a small amount each month may in fact be a good investment.

There’s another insurance that you may need for your Pet and that is Liability Insurance. Did you know that you are liable if your pet bites someone and causes injury?  It’s not something that is normally discussed during the purchase. If you have a homeowners or renters insurance policy, your liability will be covered up to your policy limits.  It’s important to determine what and if they apply.  Most issues revolve around dog bites and it is such a big problem that many insurance companies have excluded coverage for certain breeds of dogs.  Other insurance companies have sub-limits for dog bites meaning your full limit of liability may not be available to cover you.

What’s the solution?   Ideally you talk to your insurance agent before you buy a dog or other pet that could cause bodily injury or property damage.  If it’s too late, please call us today and we can determine if your dog is okay for your insurance carrier.

Share This