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San Leandro, CA

San Leandro, CA San Mateo, CA Homeowner’s Insurance – Coverage A Explained

What is Coverage A? Coverage A is the limit on your policy that would pay to reconstruct your home should it be damaged by a covered cause of loss such as a fire. The square footage of your home is one of the basic factors as local construction costs can vary. If you have a a generic tract home, the reconstruction cost per square foot will be lower than…

San Leandro, CA Homeowner’s Insurance Inspections – What You Need to Know

Homeowner's Insurance has been an unprofitable line of insurance for most California insurers during the past few years. Many insurers were not doing well prior to the wildfires because of a high frequency of water damage claims. Then came the wildfires and things got really bad. Since insurance companies are required to file rate changes with the Californ…

San Leandro, CA San Mateo, CA Fremont, CA Insuring High Value Items Like Jewelry

Mother's Day is approaching and while most of us will not be buying expensive jewelry for our mothers, it's a good time to think about whether or not the jewelry that mom is wearing is properly insured - if at all! Often one of the first jewelry purchases for any couple is an engagement ring. Most of the time, this large purchase for the young couple goes…

San Leandro, CA Fremont, CA Affordable and Easy Workers’ Compensation Insurance

Getting Insurance for your Business is one of the many tasks of a business owner and finding a go-to source is can be time-consuming and frustrating. Generally, a new business needs Liability insurance before Workers Compensation insurance because most landlords require liability coverage and workers comp is not needed until you are about to hire employees…

San Leandro, CA San Mateo, CA Hayward, CA Do I Need Insurance For My Pet?

When it comes to insurance for your Pet, there are policies that provide coverage for unexpected medical bills from illness or injury. This kind of Pet Insurance may be purchased from specialty providers offered through your veterinary office. It's a personal decision as to whether you would like to pay monthly for some level of protection and peace of min…

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