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San Leandro, CA

San Leandro, CA Oakland, CA How Umbrellas Work

It may seem like a very simple question, but the answer can be complicated when it comes to umbrellas and insurance.Operating an Umbrella in a rainstorm is simple and straightforward, but understanding Umbrella insurance, is a little more challenging and confusing. We're here to help. On your homeowners, renters, and car insurance policies there is…

San Leandro, CA Oakland, CA Fire Insurance Burning Up

With so much of California engulfed in wildfires these days, it’s becoming increasingly hard to place property insurance coverage in much of California. Our agency gets several emails a day from insurance companies banning fire insurance placement in many ZIP Codes throughout the state. One of the emails we received today from a very large, multi-state insur…

San Leandro, CA Oakland, CA Pet’s and Insurance Claims

Your auto, homeowners, and/or renters insurance policy includes liability coverage for the limit that you buy at the time you purchase your policy. The basic limit is often $300,000, but you can purchase limits are higher If you like. Liability insurance protects you for situations where you cause bodily injury or property damage to another party. A common…

San Leandro, CA Oakland, CA Comprehensive or Collision?

When it comes to Auto Insurance claims, what is the difference between comprehensive and collision? Why is it important? While nobody wants to run into another vehicle, collision with another vehicle is fairly straightforward and the expected handling of a car insurance claim. Your deductible will apply and your car will be repaired. Unfortunately, you…

San Leandro, CA Pleasanton, CA Scheduling Personal Property on Insurance Policy

While most of us are tired of being on a schedule, creating a schedule, sticking to the schedule, etc., scheduling keeps us on track and make things clear for everyone. Scheduling your personal property on and insurance policy is not that much different! When it comes to personal property, the schedule clearly describes your item, it’s value, and it prov…

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