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San Leandro, CA

San Leandro, CA Oakland, CA Fire, Rain, and Insurance!

Here in California, we are currently experiencing heavy rain in Northern California and at the same time we are experiencing fires in Southern California. This is pretty unusual for one state When it comes to insurance, understanding what’s considered to be a covered cause of loss can be difficult. While most of us know that FIRE is a covered cause of los…

San Leandro, CA Oakland, CA Earthquake Insurance Explained

In California, and many other states, earthquake is an excluded covered cause of loss from most property insurance policies. The reasoning behind this is because predicting earthquakes it’s not yet possible, and for insurance to work, predictability of losses is necessary to determine rates. In California, your homeowners insurance carrier must provi…

San Leandro, CA Oakland, CA How Umbrellas Work

It may seem like a very simple question, but the answer can be complicated when it comes to umbrellas and insurance.Operating an Umbrella in a rainstorm is simple and straightforward, but understanding Umbrella insurance, is a little more challenging and confusing. We're here to help. On your homeowners, renters, and car insurance policies there is…

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