Employee Retention Benefits is proud to offer cancer insurance that goes beyond what a traditional medical insurance policy offers. It helps dramatically decrease the out-of-pocket costs cancer sufferers would face without this form of supplemental insurance.
Employers who offer cancer insurance as part of their benefits package also enjoy higher employee retention rates. Not only does it send a message to your employees that you deeply care about their health and well-being. It also ensures your most valuable employees stay with the company after recovering from their illness.
What Does Cancer Insurance Cover?
The cancer insurance policies offered by ERB help employees afford the medical expenses related to cancer diagnosis and treatment. It’s a form of supplemental coverage that goes beyond what’s typically covered in a traditional medical insurance policy.
Our customizable policies include options for prescriptions, transportation for cancer treatments, home healthcare, physical therapy, occupational therapy, and even meal delivery services. They might even be set up to include coverage for experimental treatments.
However, this comprehensive package of cancer insurance coverage cannot be applied to a preexisting positive cancer diagnosis. If your employee has already been diagnosed with cancer, they are exempt from coverage benefits. So, it’s vitally important that they carry an active cancer insurance policy before being diagnosed for cancer.
What Are the Other Benefits of Offering Cancer Insurance?
Providing your employees with access to cancer insurance also helps retain valuable employees. Not only do they have the financial stability to give them their best fighting chance against cancer.
It also tells your employees that you value them and want to provide them with access to the best possible health care. This goes a long way toward boosting employee retention rates. Regardless of whether they develop cancer or not.
Comprehensive Cancer Insurance Policies from an Industry Leader
ERB is a leading provider of cancer insurance policies on the West Coast. We shop our competition and then do our best to offer better coverage at a lower rate.
The cancer insurance policies we offer are customizable. This allows you to set up the level of coverage your employees need. At a cost that you and they can afford.
Our industry experts will help you compare options, and help you understand their importance. We might be able to incorporate cancer insurance into your existing employee medical coverage.
If you prefer, cancer insurance might also be offered as a form of supplemental coverage your employees can choose at their discretion. This is often a preferable option for individuals in high-risk groups.
