Here at ERB, we intimately understand the budgetary constraints Long Beach companies face when providing quality benefits. Skyrocketing premiums erode bottom lines and stress HR departments each renewal cycle. However, we have an elegant solution—wholesale pricing unlocked through our elite group purchasing model.
As a leading benefits broker catering to mid-size firms, ERB brings unrivaled leverage to negotiations with major insurance carriers like Blue Shield and Kaiser. By aggregating our clients’ memberships, we command wholesaler discounts up to 26% off market rates for medical, dental, vision, life insurance, and more. These advantages we proudly pass onto employers, allowing you to furnish rich coverage at reduced outlays.
The Value of Banding Together for Collective Buying Power
The crust of ERB’s wholesale approach is unity. By banding smaller companies together, we form a formidable bloc that compels carriers to provide their lowest possible premiums. No single firm could ever actualize such negotiating authority on its own. Only by joining forces under ERB’s wings can Long Beach businesses tap into these bulk discounts.
We survey the market exhaustively each year to cherry-pick optimal plans across each product offering. The carriers understand that winning ERB’s endorsement grants them access to our extensive corporate network statewide. This motivates severe price cuts as carriers vigorously vie to undercut competitors. Ultimately, our clients capitalize on these rivalries through year-over-year savings.
Optimizing Employee Benefits Packages with Wholesale Pricing
As strategic consultants, ERB studiously configures benefits bundles tailored to each company’s particular needs across the Long Beach locale. Wholesale pricing enables immense flexibility here—you stretch every dollar markedly further when building out the ideal employee benefits program for your work culture and demographics.
With the budget at hand plus ERB’s discounted premiums, you can opt for lower deductibles, enhanced dental allowances, life insurance increments aligned with income scales, and more. Our consulting insight steers you toward the sweet spot maximizing coverage quality relative to price. With over 3 decades successfully advising SoCal businesses, employers place profound trust in ERB to engineer optimal plans.
Real-World Savings—Client Examples from Long Beach
You may be wondering what actual savings premium scales with ERB’s wholesale pricing? Below we highlight two Long Beach companies who upgraded benefits offerings simultaneously reducing expenses by double-digit percentages:
Client A
- 38 Employees
- Saved 23% off Prior Year Spend
Client B
- 62 Employees
- Saved 17% off Prior Year Spend
The proof resides in client renewals—budgets expand flexibility to apportion more toward attracting talent while companies achieve vital protection for their workforces. ERB renders this feat year after year.
Seize the Advantages of Group Purchasing Now
The time has come for Long Beach employers to capitalize on ERB’s group buying privileges unlocking wholesale discounts from premier carriers. Contact us today to review your current benefits packages—we will uncover savings quickly through superior coverage fine-tuned to your budgets and designed to recruit, retain, and safeguard vital talent. ERB offers customized guidance and white-glove service every step while slashing expenses. Reach out now to solidify an irresistible benefits bundle for 2024.
