At ERB, we understand the value of protecting your greatest asset—your employees. That's why we partner with the most reputable employee benefits providers in Los Angeles to offer customized accident insurance plans that provide financial support when the unforeseen occurs. Accidents can happen anytime, anywhere and the costs associated with medical treatment, lost wages and recovery can quickly add up, putting stress on employees and employers alike. With the right accident coverage in place, you'll have the peace of mind that comes from knowing your employees are taken care of if an accident happens. How Accident Insurance Works Accident insurance provides cash benefits that are paid directly to the insured to help cover unexpected medical costs or replace income lost due to an accident. Our partners build easily-customizable plans based on your budget, employee occupations and desired coverage levels. Benefits are provided for initial care, hospitalization, transportation, lodging, therapy services and more. Employees appreciate accident insurance because cash benefits can be used for anything from medical bills and prescriptions to daily expenses like rent, groceries and childcare. For employers, premium costs are often much lower than disability or workers’ compensation. Popular Features of Our Accident Plans In addition to reasonable rates, some of the most popular features of the accident plans offered by our Los Angeles partners include: Wellness Benefits Many plans provide annual wellness screening allowances to encourage preventative care. Employees can put these dollars towards routine health exams, immunizations, vision exams and more. Coverage for the Entire Family Spouses and dependent children are often eligible for coverage under accident plans. This allows each enrolled employee to customize protection for their family’s needs. No Health Questions or Tests Because accident insurance pays benefits regardless of current health status, there are no health histories to document or tests to take. This saves considerable administrative time and hassle for HR teams. The Value of Quality Accident Coverage Providing robust benefits packages increasingly impacts a company’s ability to recruit and retain top talent in competitive job markets like LA. The addition of accident insurance demonstrates an employer’s genuine commitment to caring for their employees. At ERB, we specialize in aligning Los Angeles companies with reputable, highly-rated insurance carriers so your employees gain access to valuable financial resources if they suffer an accidental injury on or off the job. Protect your hardworking teams and your bottom line with the right accident coverage plan - contact ERB to learn more today! ERB is proud to collaborate with Los Angeles’ finest employee benefits providers to offer customized accident insurance solutions. Their plans provide cash benefits when accidents happen to offset medical bills, transportation costs, lost wages and more. Accident coverage is an affordable way to protect your greatest assets while enhancing your overall benefits package. Connect with an ERB representative to discuss the accident plan options that best meet your budget, industry risks and coverage goals.