In addition to finding the right insurance package for your personal and professional needs, at Herrera Insurance Agency & Financial Services Inc., we can help you build a strong financial plan.  To ensure that you are your family are protected, we focus on life, financial, and retirement planning. While many of us try to avoid thinking about situations where life insurance would be beneficial, if you have people that depend on you financially, it’s important to make a plan and investment to provide you and your family with peace of mind.  There are two main types of life insurance: term life insurance and permanent insurance. Term life insurance is the most popular option and, as the name suggests, provides coverage for a term of between 10 and 30 years. The appropriate term length depends on how long you expect to have financial dependents and how long it will take to reach your financial savings goals.  Permanent life insurance will provide coverage for the entire lifespan of the buyer, guaranteeing a payout at some point. This option is more expensive, but if you are likely to have financial dependents for your entire life, it may be the right choice for you.  We will work with you to determine the appropriate choice for your unique situation. With an extensive list of companies that we work with, we’ll compare life insurance rates in California to make it easy for you to get the best coverage at the lowest rate. Contact our knowledgeable staff today to get a quick and accurate quote. Everyone has different insurance needs. Call us today at (925)459-9117 for a personalized business or individual assessment and find out how we can help protect your assets. For more information about us visit www.herrerainsuranceagency.com our website.