When deciding which company and quote to go with when purchasing auto insurance, it’s important to shop around. The cheapest rates may not provide the coverage you need, and the more expensive ones may be overpriced. But how do you know if you’re getting the best value for your money? There are several things you’ll need to take into consideration when looking at an auto insurance policy, such as:
- What kind of coverage do I need? You might decide you need comprehensive and collision, partial perils (such as hail and theft), or all perils. The more coverage you want, the more expensive your premiums will be.
- How much should my deductible be? If you can afford to pay it out of pocket, a higher deductible will result in lower premiums.
- How many drivers do I need on my policy? Having a driver under the age of 25 listed as an additional driver may be more cost-effective than making them a primary sole driver.
- Do I need collision or comprehensive coverage? If your car isn’t worth much, it may be cheaper to just get it written off in the case of an accident.
Doing the research can be a daunting and time-consuming task. At Herrera Insurance Agency & Financial Services Inc., we make it easy for you to get a quick and accurate quote for the best coverage at the lowest rate. Once you make a quote request, we get straight to work to find the best company and fit for your unique needs. Once we’ve found the right California auto insurance company and rate, we’ll contact you and present the solution. Contact us today and we’ll get started on implementing the best plan to protect your assets.
Everyone has different insurance needs. Call us today at (925)459-9117 for a personalized business or individual assessment and find out how we can help protect your assets. For more information about us visit www.herrerainsuranceagency.com our website.