Meeting The Needs Of Employees
Your company and your employees are unique. Therefore, your employees are going to have equally unique needs when it comes to health plans.
For example, a fire department should highly consider offering life insurance and cancer insurance due to the hazards of their job.
ERB will do its best to offer you and your workers plan options that meet your specific needs, as this will keep your employees happy working for you, which will keep them loyal to your company. In short, the right open enrollment plan is the one your employees want and need.
Small Group or Large Group?
Group insurance through us is much lower costing than personal plans. Group insurance policies keep premium costs low, and most don’t require stipulations such as passing a medical exam before employees can enroll in them.
The main difference between small group and large group plans: small group plans are for companies with around 50 or fewer employees, while large group options have no cap on how many employees can enroll.
Another difference is, in customizing the large group to fit more people, it is less perfectly suited to the individuals. So, large group plans can leave gaps the smaller group plans don’t have.
However, sometimes companies do go with the larger group plan for simplicity and because the bigger groups tend to have lower premiums.
All in all, small group plans are often recommended by our experts at ERB, and our company has enough purchasing power to offer the best possible prices for group plans.
Complete Coverage
ERB offers coverage plans of all sorts to ensure no gaps in plans for your employees. These plans include ones for retirement, disability, wellness programs, vision, dental, and many other plans. Thanks to are large purchasing power, ERB buys plans wholesale, and we pass on this reduced price.
Simple Process
As a provider, we know the right open enrollment will be simple for your company. ERB, for this reason, will take care of administrative details, processing the claims, keeping everything up to code when it comes to regulations, and even more.
You won’t have to wade through the many details to craft the perfect plans for your employees, as we will do this for you. Our team provides guidance for both employees and employers, bridging the gap between these with our tried and true communication strategies and materials.
Summary:
Picking the perfect open enrollment is important to ensure employees stay happy with your company, which is why ERB is here to help you. Learn more about choosing the right plan here.
