Los Angeles, CA – Types of Financial Programs Offered by Our Benefits Providers

Insurance benefits offer critical health and income protection, but financial planning resources are equally crucial for employee security. That’s why ERB partners with accredited financial advisors to provide personalized planning services for retirement, investing, debt management, and more. Employees get expert guidance tailored to their unique goals and constraints. Ongoing access to advisors gives employees a trusted resource as life circumstances change. The result is employees equipped to make smart financial decisions at every stage of life.

Retirement Readiness Evaluations

Preparing for retirement is essential yet daunting. Between ensuring your dependents are taken care of and making the right long-term investments, the process can be overwhelming for anyone. ERB works with specialists who provide personalized retirement evaluations for employees at any career point. This includes assessing current savings, estimating retirement income needs, reviewing investment allocations, and making recommendations to help employees retire on their desired timeline. For those nearing retirement, we offer detailed guidance on claiming social security, pension options, relocating, and more. Ongoing retirement check-ins give employees confidence they are on track.

In preparation for the golden years, ERB emphasizes the significance of strategic retirement planning. Our collaboration with seasoned specialists equips employees with tailored retirement readiness evaluations scrutinizing their current fiscal health and chart a course for future prosperity. Services span from analyzing existing savings to strategic social security filings, offering a comprehensive retirement compass. Regular check-ins ensure these retirement roadmaps evolve with employees’ career trajectories and life changes, instilling confidence and clarity as they navigate toward retirement.

Workshops for Financial Wellness

ERB also provides educational workshops to promote financial literacy across the workforce. Workshop topics include budgeting, managing credit, paying off student loans, understanding investments and taxes, avoiding online scams, and much more. Employees gain knowledge to take control of their finances in an ever-changing economic climate.

Access to Credit Counseling

ERB offers confidential credit counseling and services for employees struggling with debt to negotiate with creditors and develop debt payoff plans. Counselors help employees consolidate high-interest loans, create budgets to enable debt payments, and improve credit scores over time. Getting out of debt relieves stress and allows employees to achieve other financial goals.

ERB extends its financial wellness umbrella with discrete and empathetic credit counseling services. For those burdened by debt, this means access to expert negotiators and planners dedicated to devising viable paths to financial liberation. Whether it’s consolidating loans or incrementally building a healthier credit profile, ERB’s resources are an invaluable lifeline, offering employees a route out of debt and the financial freedom to pursue broader life aspirations.

At ERB, we believe in a multidimensional approach to employee benefits transcending traditional insurance and fosters enduring financial stability and literacy. Our suite of financial planning services is designed to provide peace of mind and security, enabling employees to focus on what matters most. Connect with us to discover how we can enrich your employees’ financial well-being with our comprehensive financial planning resources.