More than 612,000 bankruptcy cases were filed between Oct. 1, 2019, and Sept. 30, 2020, according to the United States Courts official website. Hundreds of thousands of people file for bankruptcy every year, but that doesn’t mean this is a simple process. It pays to work with qualified attorneys, like our staff at ZinnLaw, who have significant experience in bankruptcy law representing you and fighting for your rights. A quality bankruptcy lawyer will have the knowledge and expertise to know which type of bankruptcy is right for you. They may even have an alternative to filing bankruptcy that you may not have considered. Our bankruptcy attorneys will guide you through every aspect of the process—from filing the initial court petition to completing all the relevant forms. We will be by your side as you attend your meeting of creditors and will help you prepare for any questions they may have.
When you hire us, our bankruptcy attorneys become your advocate from the moment you pay your retainer—as well as the primary point of contact for all future communications and negotiations with your creditors. Any creditors or bill collectors who try to contact you after the fact are violating an injunctive order known as an automatic stay, which bars future collection activity after a case has been filed.
Here’s a brief overview of what you need to start preparing for filing a bankruptcy case:
- Pull together your income statements, pay stubs and bank statements.
- Get copies of your credit reports and compare it to your list of creditors. Be sure to include all secured and unsecured creditors.
- Make a list of your assets; this includes all property you own and its value, and all vehicles you own and their value.
- Look into the online Credit Counseling Course you are required to complete before you file.
- We will prepare all of your paperwork for you and will answer all of your questions along the way.
