Life insurance can provide peace of mind and stability for your financial future. While many people assume financial advisers help with investments, savings options, college funds and other monetary accounts, they also can provide information on life insurance options.

As a financial adviser serving my home community in the East Bay, it’s my honor to help people here reach their financial goals. I offer many services, including retirement planning, business assistance, investment advice and much more. It’s my passion to help people find success, and I love working with all types of clients.

Life insurance is a big part of the plans I help my clients create. Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive.

Protection for a specified time period

No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.

Lock in premiums for 10, 15, 20 or 30 years. (Premiums increase at the end of your selected term period.) Insurance coverage is guaranteed as long as premiums are paid. It’s a great way to protect future insurability.

Premiums based on many variables

Your premiums (the amount you pay for your policy monthly or annually) will vary based on many factors. Your age, health, employment and hobbies can all affect how much your coverage will cost.

Protection for life

Term is one type of life insurance. There are also permanent options, including whole and universal life plans.

Whole life insurance helps protect your loved ones, providing tax-free money when you die, not just if you die during a specified time period. You can get peace of mind, knowing your family is protected, and you can take advantage of cash value and other living benefits to help you plan ahead – no matter what life brings.

To learn more about life insurance and how it can strengthen and support your financial plans, visit my website or call me today.

* Securities and advisory services offered through MWA Financial Services, Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.