Whether you’re just starting out in your career or approaching retirement, making the right moves with your finances is critical to accomplishing your life goals.
Money is an integral part of every person’s life, and we all aspire to live life to the fullest, take care of our families and/or retire comfortably.
Unfortunately, many people make financial decisions which hinder those goals rather than advance them. With today’s technological advances, it’s easier than ever to invest in traditional methods, like stocks and bonds, or to try something different. However, rather than jumping in on your own, you may have a better chance to reach your goals with help from a financial professional.
Though financial representatives are available nationwide, I have a passion for working with people right here in the Bay Area. As a longtime resident of Castro Valley, I’m passionate about helping in the community and have been honored to help hundreds of local people.
As a financial representative with Modern Woodmen of America and registered representative and investment adviser representative with MWA Financial Services, Inc., I work with clients in all stages of life. Building a successful portfolio depends on your goals, but often goes far beyond simply investing in a retirement account.
Investments are important, as is your current income. We’ll look at your finances holistically and consider life insurance, annuities and other tools to ensure you and your family have long-term financial protection.
If you’re approaching retirement, one of your biggest concerns is likely whether you’ll have enough money to support yourself once you stop working. Clients in this situation have a special place in my heart. It’s my passion to help them assess their finances and develop a plan that makes them feel comfortable.
While many clients seek assistance from a financial advisor in the twilight of their working years, those who reach out sooner often have a clearer picture of what it takes to get to retirement – and are often better able to make financial decisions.
When you start saving and investing early, you can take advantage of compounding interest to help you live comfortably, retire earlier and have more peace of mind.
In addition to people nearing retirement and those just starting their careers, wealthy individuals and business owners can also benefit from financial advice.
A financial advisor can work with your tax or legal professional to make sure you make monetary decisions with the most favorable tax implications, equalize your estate by creating an inheritance plan for your heirs, and have your business’ finances in order.
People in any stage of life can benefit from regular financial consultation. It’s never a bad idea to have someone in your corner when you’re chasing your dreams, and an experienced professional can be the ideal partner.
If you’re in the Bay Area and have questions about investments, life insurance, annuities, retirement or other financial matters, I’d love the opportunity to work with you to help you reach your financial goals.
* Securities and advisory services offered through MWA Financial Services, Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC. Consider the investment objectives, risks, charges and expenses of an investment carefully before investing. Investments in specific securities are subject to market risks, including the potential loss of principal. Past performance is not a guarantee of future results.
