Planning for Retirement | Herrera Insurance, Walnut Creek , California

At Herrera Insurance Agency & Financial Services Inc., we know that finding the right insurance package isn’t enough. To ensure the financial security of you and your family, you need to have a strong financial plan too. We’ll help you build a detailed plan that includes life, financial, and retirement planning. While your retirement might seem like it’s a long way off, it’s never too early to start planning for your future. With longer life expectancies and inflation, planning for retirement is essential. 

Even just a couple of additional years of saving for retirement can make a big difference in the end. The earlier you start saving, the less you’ll have to contribute each month. Diversification of your plan is also important, as it spreads risk across investments and reduces the risk of suffering a considerable financial loss. Retirement plans should be fully personalized and customizable, depending on:

• How much you need to save. Do you already have some retirement savings? What kind of a return are you seeing on these savings? 
• The lifestyle you plan to live. Will you be downsizing your home? Will you be doing lots of traveling? 
• Potential retirement income sources. Do you have a pension? Will you work part-time?
• Employee and government pensions. How much do you expect to receive?
• Investments. What are your current investments? What would you like to change? 

Calculating exactly how much you need can be confusing. That’s why we’re here to help. We will work directly with you to create a personalized assessment and build a strategy that works for you. Contact us today to get started on implementing the best plan to help you save for your future.

Everyone has different insurance needs. Call us today at (925)459-9117 for a personalized business or individual assessment and find out how we can help protect your assets. For more information about us visit www.herrerainsuranceagency.com our website.