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July 30, 2023

Los Angeles, CA – Workers’ Comp Insurance for Off-The Job Disability Injuries

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Greetings and welcome to Disability Awareness Month. My name is Frank Sanchez from Employee Retention Benefits (ERB) North America. Today, I’m sharing the fourth disability fact of the week, which many may not know.

Did you know three times as many disabling injuries occur off the job as on the job? More surprising, perhaps, is traditional workers’ compensation does not cover these injuries. Picture this: you’re enjoying a family softball game, you slide into second base, and suddenly, you’re dealing with a knee injury. An incident like this could result in a few weeks to a few months of disability, with no workers’ compensation in sight.

Here at ERB, we believe in the importance of comprehensive protection. This is why we suggest considering additional group coverage to safeguard your income from any minor or major injuries occurring off the job. It’s all about protecting your livelihood, no matter where life takes you.

With over 50 years of experience in the field of employee benefits, ERB offers a wide range of services and tailored solutions, including voluntary benefits options, employee-paid benefits, and core benefits such as life insurance, retirement benefits, and tuition reimbursement. Our primary aim is to reduce employee turnover, taxes, and costs for companies and organizations by offering employee benefit programs to meet their unique needs.

This Disability Awareness Month, we’re shining a light on the often-overlooked area of off-the-job injuries and the critical role of comprehensive disability coverage. We understand life happens, and sometimes it doesn’t follow the confines of the 9-5 workday. Our solutions are designed to keep you covered, both on and off the clock.

The team at ERB wants to help you cover all bases. Whether you’re a thrill-seeking adventurer or a weekend warrior on the softball field, you deserve the peace of mind of knowing you’re protected should an accident occur.

So, don’t hesitate. Give us a call now at 1 (800) 674-9484, extension 1. We’re here to provide you with more information and to guide you through how our coverage options can make your life easier and more secure.

Welcome to Disability Awareness Month. My name is Frank Sanchez from ERB North America, and this is my fourth disability fact of the week. 

Are you aware there are three times as many disabling injuries occurring off the job as on the job and are not covered by workers’ compensation? 

Imagine this: you’re playing a friendly family softball game. You slide into second base and then up with a knee injury. This injury may result in a few weeks to a few months of disability, and you won’t be entitled to any workers’ compensation. 

You may consider adding additional group coverage to protect your income from any minor or major injuries arising off the job. Our team at ERB wants to help you cover all bases. 

Call us now for more information and how we can make your life easier at 1 (800) 674-9484, extension 1. 

Thank you. 


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