Los Angeles, CA – Attn Fire Departments Looking for Long-Term Care Insurance

Insurance is amazing. It never ceases to surprise and nearly staggers us to see our medical bills before insurance coverage takes effect and think about how devastating it would’ve been if we were on the hook for the whole sum.

Unfortunately for some, the whole bill is the bill because they have no insurance. What’s worse is when a debilitating condition that prevents someone from living their life normally causes expenses that aren’t covered by medical insurance at all.

That’s never a good situation.

What is long-term care insurance?

That’s where long-term care insurance comes into play. For debilitating conditions that affect an individual’s ability to live a normal, pain-free, unencumbered lifestyle, long-term care insurance will cover a portion if not the entirety of expenses associated with that treatment.

Of course, Medicare will cover some of these costs as well, but there are limits in place and the rising costs of medical care do not account for this. Thus, there is often a balance, and the expectation is that it will be covered by you out of your pocket.

For those who have entered retirement, it is especially problematic, as they may find themselves in a scenario where income is no longer coming in, some coverage exists, but the bills are insurmountable and the savings are soon spent.

Long-term care insurance is a way to offset this and mitigate its impact on those who are suffering enough already.

How is this important for firefighters?

Some jobs are cushy, placing the employee in a nice office with AC and heat as needed. The heaviest thing they have to lift is a pencil. These individuals, they are still susceptible to debilitating illnesses or injuries, but the risk is that much more for our heroes– the firefighters.

Firefighters operate under some of the harshest conditions imaginable. It’s hot. The equipment is heavy as heck. They must race up stairwells to save the lives of others, some of whom are not easy to carry. After years of service, it’s common for firefighters to experience a host of issues with their bodies and overall physical health.

For them, it is almost imperative to have long-term care insurance to make sure they will receive reimbursement on essential items later in life.

ERB offers long-term care insurance!

For fire departments looking to include this increasingly popular option as part of their benefits package, Employee Retention Benefits will help. They provide services and support to organizations that want access to great insurance plans and benefits but don’t have the dedicated staff to put it all together and process it.

ERB handles it from soup to nuts. What’s more, is that their packages are completely customizable so employers may select options that work for their organization and leave out the fluff.

You’ve got nothing to lose. Contact ERB now and find out what they can do for you today!