Mortgage Broker Testimonial | CA Bay Area Mortgage Professional you Can Count On!
November 6, 2009
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“Jason was able to help me sort out a very bad situation with a close friends mortgage. Rather than just selling a product he took a look at what was being offered by some one else and suggested that we stick with what we had. It turned out to be the best thing we did. I would highly recommend Jason for your mortgage needs especially if you are looking for some one that will deal with you fairly AND a high degree of integrity.”
Top qualities: Great Results , Expert , High Integrity
Charley Daly | CEO Pleasant Hill Chamber of Commerce
Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |
NO Appraisal Required on Home Path Loans | Fannie Mae Home Path Program For Bay Area Buyers
November 6, 2009
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The Home Path Mortgage Program offered for Fannie Mae owned properties is a great way to go if you qualify. There are some key benefits to financing your new house with the Home Path Program. We are experts at getting you qualified and closed.
Some of the best benefits of the Home Path Program are
- A low 5% down payment. The only program that is lower is FHA
- You don’t have to have great credit in order to qualify for this program. If you have a 640 FICO you qualify!
- Available for primary homes, 2nd homes and Investment Properties!
- Down payment can be funded with a Grant, Gift or a Loan. No other program allows this
- No Mortgage Insurance Required
- NO APPRAISAL!!
- Flexible terms of 30 year 20 year or 15 year. ARMs Fixed and Interest Only
If you or someone you know is looking into creative programs for today’s lending market Jason Wheeler and Cobalt Financial Can help you!
Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |
Bay Area Mortgage Rates and Programs | 125% LTV Refinances | Bank Bailouts Hose the Consumer
November 5, 2009
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Hot Home Mortgage Programs!
- FHA 203K Rehab Loan. Perfect for today’s REO fix up environment. Get up to $30,000 upon closing for repairs and upgrades on your new home purchase.
- Contra Costa Mortgage Credit Certificates. Get up to 20% tax credits on interest paid on your mortgage throughout the year!
- 100% Financing with VA Loans!
- Government Programs up to 97% Financing. with $8,000 in Tax Credits for First time buyers.
- Fannie Mae Freddie Mac Refinance Plus! HARP Refinance your home up to 125% of the value.
- Concord CA Affordable Housing and First Time Home Buyer down payment assistance up to $40,000!
Rates 11/05/2009
- 30 Year Fixed Conventional $417,000 and Below 4.75% NO Points
- 30 Year Fixed High Balance $417K to $765k 5.375% NO Points
- 5/1 Conventional ARMs at 4.00% NO Points
Rates are subject to changes without notice not everyone will qualify for any given program. Call 925-285-2172 for consultation and pre approval. If you have questions about qualifying for any of the programs above or if you just like to learn more, we take a professional approach to helping you find the best solutions for your unique situation.
Bank Bailouts Find Another way to Hose the Consumer! learn why the artificial rates are helping to get people to buy houses! Watch your credit cards!!
Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |
Fannie Mae Refinance Plus Loans | CA Bay Area HARP Loans
November 4, 2009
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The Fannie Mae DU Refinance Plus loan or HARP (Home Affordable Refinance Program) has become quite popular in the CA Bay Area for homeowners that are struggling to make their current mortgage payments. Some of the benefits of the HARP loan are as follows.
- There are no minimum credit requirements.
- You can refinance a current first mortgage up to 125% of the homes current Appraised value.
- You can subordinate a 2nd mortgage to an unlimited CLTV
- Mortgage Insurance is NOT required for this loan.
If you or someone you know would like to find out about qualifications don’t hesitate to get in touch with us today. We are happy to answer any questions and address concerns to find the right loan program for you!
Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |
Mortgage Refinance Testimonial | CA Bay Area Mortgage Loans
November 4, 2009
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At the height of the mortgage industry meltdown in the fall of 08, we used Jason to not only get us the best deal (he did!), but to help rush our paperwork through the channels. Jason and his team went way beyond 5-star service! He even drove to my house in San Jose in the middle of the night to ensure our docs were in on time. His knowledge and his service are great! I’ve already recommended him to all my friends and told them whether you’re buying or refinancing, you need a professional’s help, so call Jason.
Larry Seiden, San Jose CA –
Until Next time Here is to your success! Jason Wheeler 925-285-2172 | Come to a FREE Bay Area Event |
