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	<title>Safeguard Benefits and Insurance Services</title>
	<link>http://cityscoop.us/bayarea-healthinsurance</link>
	<description>Safeguard offers health insurance, life insurance and group health plan benefits packages in addition to financial services like investment management and money management to the San Francisco Bay Area: Walnut Creek, San Jose, Oakland, CA</description>
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		<title>Health Insurance &#8211; UPDATE: Anthem Blue Cross Rate Increase</title>
		<description><![CDATA[Most of us have heard the media coverage surrounding Anthem Blue Cross&#8217; most recent rate increases for some of their individual and family plans. The state insurance commissioner has ordered an investigation of these rate increases and therefore Anthem Blue Cross has postponed the effective date of such increases &#8212; no longer March 1st, now these [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2010/02/17/health-insurance-update-anthem-blue-cross-rate-increase/</link>
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		<title>Health Insurance Tip #7 &#8211; Shop Around and Know What&#8217;s Out There.</title>
		<description><![CDATA[Why such increases? In a time when record numbers of people are out of work, some still losing jobs, and those of us lucky enough to have maintained our jobs/businesses, most of us certainly not making more money than before&#8230; why such HUGE increases? State commissioner Poizner is asking the same questions. What many may [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2010/02/08/health-insurance-tip-7-shop-around-and-know-whats-out-there/</link>
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		<title>Health Insurance Tip #6 &#8212; Between jobs? Need help purchasing a short term health plan.</title>
		<description><![CDATA[Many of us know more and more people who are looking for temporary medical coverage these days. By temporary and short term, we mean anywhere from a few days to months (up to 1 year.)  People in need of these short term options might be between jobs or maybe they have had work hours reduced so [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2010/01/13/health-insurance-tip-5-between-jobs-need-help-purchasing-a-short-term-health-plan/</link>
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		<title>Health Insurance Tip #5 &#8211; Traveling away from home? Be sure to purchase a travel medical plan!</title>
		<description><![CDATA[Many people don&#8217;t realize how inexpensive purchasing a travel medical plan can be. We are talking pennies per day in many cases to cover your medical expenses in the event of illness or injury while away from home. These travel plans are available to US citizens traveling within the US or US citizens visiting countries abroad. There are [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/12/31/health-insurance-tip-5-traveling-away-from-home-be-sure-to-purchase-a-travel-medical-plan/</link>
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		<title>Health Insurance FAQ #7 &#8211; The ABC&#8217;s of Medicare.</title>
		<description><![CDATA[Really&#8230;when I say &#8220;ABC&#8217;s&#8221; of Medicare, I really mean it. It seems, in the process of simplifying Medicare and supplemental plan choices, we have somehow made things much more complicated. I am going to try to simplify things here for you, but keep in mind, this is a simple overview so there are some details that [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/12/09/health-insurance-faq-7-the-abcs-of-medicare/</link>
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		<title>Health Insurance FAQ #6 &#8211; Will my health insurance cover me while traveling?</title>
		<description><![CDATA[It is holiday season! Many of us will be hitting the road to visit family and friends who live long distances from us and the big question is: If I get sick while away from home, will my insurance cover expenses for my care? Without more details, I can&#8217;t be 100% accurate with my answer, but the answer [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/11/30/health-insurance-faq-5-will-my-insurance-cover-me-while-traveling/</link>
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		<title>Health Insurance FAQ #5 &#8211; Cal COBRA Subsidy, Who Pays What?</title>
		<description><![CDATA[There has been a lot of talk about the COBRA subsidies that seemed to only affect the &#8221;big guys&#8221; &#8212; large companies, who arguably, could afford the extra cost and could appreciate the write off. This is the COBRA premium reduction that required employers to pick up 65% of the COBRA premiums, allowing (eligible) employees to continue their medical benefits by [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/11/18/health-insurance-faq-5-cal-cobra-subsidy-who-pays-what/</link>
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		<title>Health Insurance FAQ #4 &#8211; How Much Will Premiums Increase in 2010?</title>
		<description><![CDATA[It isn&#8217;t easy to give a quick answer to the question I get most frequently these days &#8211; How much of a premium increase am I looking at in 2010?  The real answer is, every carrier, every plan, each age category, and all counties/zip codes have their own rating criteria and therefore different rate changes. With all [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/11/11/health-insurance-faq-4-how-much-will-premiums-increase-in-2010/</link>
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		<title>Health Insurance FAQ #3 &#8211; Low Cost Health Plan Options? Do they exist?</title>
		<description><![CDATA[With health insurance premiums rising as much and as frequently as they have recently, finding ways to decrease health care costs and ultimately decrease health insurance premiums has become a top priority for many people, families, and businesses.  As much as we love to hate the health insurance companies, they have answered the call for lower cost [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/11/04/health-insurance-faq-3-low-cost-health-plan-options-do-they-exist/</link>
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		<title>Health Insurance &#8211; Hold on to your wallet, January is coming</title>
		<description><![CDATA[While shopping for Halloween candy and last minute costume necessities, we have all become aware that holiday decor and those seasonal song favorites are quickly spreading to every isle of our local store. Before we can say &#8220;trick or treat&#8221; the holidays will have passed and we will be celebrating the arrival of 2010!  With the arrival [...]]]></description>
		<link>http://cityscoop.us/bayarea-healthinsurance/2009/10/28/health-insurance-hold-on-to-your-wallet-january-is-coming/</link>
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