Health Insurance Tip #7 - Shop Around and Know What’s Out There.

February 8, 2010

Why such increases? In a time when record numbers of people are out of work, some still losing jobs, and those of us lucky enough to have maintained our jobs/businesses, most of us certainly not making more money than before… why such HUGE increases? State commissioner Poizner is asking the same questions.

What many may not know — that the health insurance companies are limited in profits. They must contribute at least 70 cents of every dollar (70%) in premiums to actual costs for medical care. Essentially, these rules should regulate rates a bit, but increases still happen all too often and rate increases lately can really affect those paying the premiums.

Commissioner Poizner says, “As a consumer you need to shop around. A different provider may prove to be a better value for a particular individual or family’s needs, and all of them are looking for new customers. I encourage consumers who are not happy with their rates, co-pays, benefits or service to look at other options.”

Exactly! We do need to shop around and this is exactly how I can help you and how I help all my clients! Safeguard has access to quote all carriers, all plans, and therefore can provide you with a comprehensive list of options. Rather than you having to contact each one separately, why not save the time and speak with an expert who knows what is offered and how to get you the best deal?!

For those who prefer, we have a free quoting link on our website that will compile a complete list of options for you. GET YOUR FREE HEALTH INSURANCE QUOTE HERE!

Call Safeguard today! (925) 627-1800 or visit us online at www.safegaurdfinancial.com