The Rule of 72 states that if you divide 72 by the rate you’re earning on your money, you get the time it will take for your money to double. For example, let’s say you’re earning 6% on your money. 72 divided by 6 is 12. At the rate of 6%, your money will double in about 12 years.

Financial planners get very excited about the Rule of 72. Personally, I don’t see the point. I don’t care how long it will take my money to double specifically. What I want to know is what it will take for me to reach my financial goals. What rate do I need to be making on my money? How much do I need invested? How much time do I need?

For this I use a Financial Calculator. Obviously, if you only have access to a basic calculator or are doing the calculations mentally, the Rule of 72 could be a useful tool.

Now you have access to both. If you find the Rule of 72 enlightening and useful, that’s great. Use what works for you.

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I really appreciate this quote by Eric Butterworth:
“Prosperity is a way of living and thinking, and not just about money or things. Poverty is a way of living and thinking, and not just a lack of money or things.”

There have been times in my life when I had plenty of money, but I was stressed out, unhappy, and taking terrible care of my body and my relationships.

And there have been times in my life when it seemed like the world was falling down around me. I didn’t know where I was going to get money to eat, but I felt calm and peaceful, like the eye of the storm.

I named my company Real Prosperity Incorporated because I want my community to live in real, or true, prosperity… which means that they live in freedom, joy, and abundance. I like saying the entire word “incorporated” out loud because it’s not about the legal entity, it’s about incorporating these ideas and lessons into your way of being… embodying prosperity… not just talking about it, but living it fully.

If you’re not feeling prosperous, consider this… if you’re reading these words, you are in the top 5% of the wealthiest people in the world. And if that doesn’t work for you, try this one:

Imagine what it would be like to live like a KING or QUEEN a few hundred years ago. Would you trade places with them?

I wouldn’t. Sure, they had a lavish lifestyle for that time period, but my lifestyle is much better than that now… just a few of the benefits off the top of my head are: hot running water, airplanes, and modern medicine.

You now live better than a king or queen did a few hundred years ago. Congratulations!

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Has this ever happened to you? Over and over again, I’ve seen two people learning side by side at a workshop, and then one goes on to have fabulous success while the other stays the same.

What’s up with that?

One person had a bigger Money Bucket.

I came up with this term to explain the amount of money that a particular person can energetically “hold” at one time.

For example, when I came back from Japan to the U.S., I worked part time at Starbucks while I studied for my real estate license. I got paid a few hundred dollars per month and then I turned around and spent a few hundred dollars per month in renting a room from my mom, buying food, etc. My Money Bucket could hold around $500, and the thought of having even $2,000 in my savings account made feel excited and wealthy.

As a new loan officer, when I received my first commission check for over $2,000, my Money Bucket hit a growth spurt. From then on, I lived my life in the $1,000-$5,000 range. My income had gone up and so had my expenses (more about that in another post!)

If your Money Bucket isn’t big enough to hold the level of success that you want, either you’ll subconsciously find a way to sabotage your success, or you’ll make money but then lose it very quickly, as in the case of lottery winners who lose it all.

How do you get a bigger Money Bucket? Awareness is the first step - so by reading this, your Money Bucket is starting to expand. To experience a process that will help you expand further, you’re invited to my 2 Hour workshop: www.top5keystosuccess.com.

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-Real Prosperity Inc, Financial Education Company

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